Customer Story - Josef
Here are experiences of our real-life customers
Life can throw up unexpected challenges that can make your dreams of buying a home feel unachievable.
Josef and his wife1 are a real life example. They wanted to buy a home after moving to Australia – but their financial situation meant that the banks said no. Then they came to talk to us.
Pepper Money, I feel like they shared their concern and experience, and then they made things happen. There’s more flexibility and consideration.
We got to know their situation in detail and the people behind the application. We looked beyond just credit scores and with the support of our flexible home loan options we found a way to make it work.
Josef: We've always wanted to have our own home ever since we moved into Australia. But we encountered financial hardships and then we found this really good property, exactly the place that we want.
You know, the big banks they won't even look at my application. Pepper Money was very helpful. They made things happen. Before I knew it, we were settling.
We made it through the help of Pepper Money so I'm ecstatic.
If the bank says no, give it the Pepper Money non-bank test
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1All applications are subject to credit criteria. Terms, conditions, fees, and charges apply. Outcomes will vary depending on individual circumstances.
*An indicative interest rate and estimated repayments is not a formal approval for a loan and financial commitments must not be entered into based on it. It is not a suggestion or recommendation of any particular loan product. It is a guide only based on the limited information provided and the credit score obtained. The actual interest rate and fees will depend on the borrower’s circumstances and the information verified during the loan application assessment.
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