![Pepper Money home loans trio](/adobe/dynamicmedia/deliver/dm-aid--67c38ed3-92fe-44cd-bbf3-a7382b3aa26d/image-trio-homepage-homeloans.png?quality=85&preferwebp=true)
Home Loans
We're the home of flexible home loan options. We look beyond your credit score to get to know the real you.
![Car loan and financing from Pepper Money](/adobe/dynamicmedia/deliver/dm-aid--9440cec6-29c3-43e6-8d28-51d376cd90d8/image-trio-homepage-car-loans--6-.png?quality=85&preferwebp=true)
Car Loans
With flexible options to manage your repayments, low fees and bonuses for Electric Vehicle (EV) drivers, our car loan options make it easier to get on the road.
![Pepper Money personal lending trio](/adobe/dynamicmedia/deliver/dm-aid--2de29dca-c29c-43fb-ad1b-1e2d243f8a8f/personal-lending-trio.png?quality=85&preferwebp=true)
Personal Lending
From caravans to consolidating debt, our loan options can help you realise your ambitions.
We're here to help you succeed
Financial Support
Calling from overseas? +61 2 7227 1517
Money Management Resources
Whether you’re confused about refinancing, getting ready for your first auction, or just want to boost your deposit, our resources are here to make sense of all that finance jargon.
Our Product Reviews
![For Sale and Family Family celebrating in their new home](/adobe/dynamicmedia/deliver/dm-aid--c8fcf012-0c76-4ffb-9d69-677ab3c964d0/hl-reviews.png?quality=85&preferwebp=true)
Great ongoing service
I have been a Home loan customer of Pepper Money for sometime now and one of the things I really like about Pepper is that over the last few years they have worked with me to keep my interest rate competitive. Great customer service!
Made life easy!
The entire relationship was perfect, the loan was sanctioned Just in time. Documentation was not fussy, and straightforward. Costs were as per the market standard, and though I was worried about the due date for settlement, the process was good and done prior to the deadline.
Home loan heaven
Every time I had to deal with Pepper Money was a pleasant experience. Nothing was too difficult and the people I spoke with were friendly, easy to deal with and professional.
When the struggle is lifted finally
We had had been refused and knocked back by our big 4 lender several times and even mortgage brokers were reluctant to help us. We never once said we were perfect and new we had some past credit issues but they shouldn't have held us back from reaching our financial goal.
Best phone call I made all year
I called up to change my address and ask a couple of admin questions and ended up speaking to a mortgage specialist called Mile who was informed, to the point and exhibited exemplary customer service.
Fantastic to deal with made everything so easy
Extremely satisfied with all there help and service great customer service always keeping me informed with what was going on with loan process will be recommending to all family and friends.
Thank you for giving me a chance to have a home for my kids
Excellent customer service. Very grateful to ge customer of pepper. Was given a chance of getting a house loan when other banks would not even look at you been a single mum.
Great ongoing service
I have been a Home loan customer of Pepper Money for sometime now and one of the things I really like about Pepper is that over the last few years they have worked with me to keep my interest rate competitive. Great customer service!
Best phone call I made all year
I called up to change my address and ask a couple of admin questions and ended up speaking to a mortgage specialist called Mile who was informed, to the point and exhibited exemplary customer service.
Made life easy!
The entire relationship was perfect, the loan was sanctioned Just in time. Documentation was not fussy, and straightforward. Costs were as per the market standard, and though I was worried about the due date for settlement, the process was good and done prior to the deadline.
Fantastic to deal with made everything so easy
Extremely satisfied with all there help and service great customer service always keeping me informed with what was going on with loan process will be recommending to all family and friends.
Home loan heaven
Every time I had to deal with Pepper Money was a pleasant experience. Nothing was too difficult and the people I spoke with were friendly, easy to deal with and professional.
Thank you for giving me a chance to have a home for my kids
Excellent customer service. Very grateful to ge customer of pepper. Was given a chance of getting a house loan when other banks would not even look at you been a single mum.
When the struggle is lifted finally
We had had been refused and knocked back by our big 4 lender several times and even mortgage brokers were reluctant to help us. We never once said we were perfect and new we had some past credit issues but they shouldn't have held us back from reaching our financial goal.