Award-winning service
At Pepper Money, it is our mission to help customers succeed, whatever their needs and circumstances may be.
We’ve been helping Aussies achieve their lending goals since 2000 and are proud to offer a suite of flexible loan options, which won us a number of awards over the years. Here are some of our most recent successes.
2025
Top Mortgage Employer
Best Specialty Lender
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5-Star
Mortgage Innovator
Near Prime Loans
Best Equipment and Asset Finance Loans
Best Investor Loans
2024
Non-Bank of the Year
Brand Recognition
Mortgage Professional Australia
Product Diversification Opportunities
Mortgage Professional Australia
Product Range
Mortgage Professional Australia
Best Specialist Loans
Non-Bank Lending Awards
Near Prime Loans
Non-Bank Lending Awards
Best Specialty Lender
Secured
Personal Loans Award
Unsecured
Personal Loans Award
5-Star
Mortgage Innovator
5-Star
Sustainable Programs
Non-Conforming Lender of the Year (Home Loans)
Best for Self-Employed Buyers (Home Loans)
Excellent Rates and Fees
(Secured Personal Loans)
Outstanding Customer Service (Personal Loans)
2023
Best Specialty Lender
Innovator of the Year - Non-Bank
Lender Technology Platform of the Year
Best Specialist Loans
Best Near Prime Loans
Best Equipment and Asset Finance Loans
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5-Star Mortgage Innovator Award
Non-Conforming Lender of the Year (Home Loans)
Best for First Home Buyers
Outstanding Customer Service
Best Low Deposit Home Loans
2022
Non-Bank of The Year
Best Specialty Lender
Green Excellence for Electric Vehicle Loans
Excellent Credit Personal Loan Award
Best Specialty Lender
Mortgage & Finance Association of Australia
Best Near Prime Loans
Best Investor Loans
Best Equipment and Asset Finance Loans
2021
Non-Bank of The Year
Best Specialist Lender
Non-Bank of The Year
Best Mutual/ Specialty Lender
Mortgage & Finance Association Australia
Best Mutual/ Specialty Lender
Best Specialist Lender
Non-Bank Lending Awards
Best Near-Prime Loans
Non-Bank Lending Awards
Best Equipment and Asset Finance Loans
Non-Bank Lending Awards
Best Commercial Mortgages
Communications, Training & Development
Mortgage Professional Australia
Interest Rates
Mortgage Professional Australia
Online Platform & Services
Mortgage Professional Australia
Commision Structure
Mortgage Professional Australia
BDM Support
Mortgage Professional Australia
Product Diversification Opportunities
Mortgage Professional Australia
Brand Recognition
Mortgage Professional Australia
Credit Policy
2020
Best Specialist Lender
Australian Lending Awards
Best Mutual/ Specialty Lender
Mortgage & Finance Association Australia
Best Mutual/ Specialty Lender
2019
Non-Bank of The Year
Non-Bank of The Year
Mortgage Professional Australia
Best Specialist Lender
Australian Lending Awards
Best Mutual/ Specialty Lender
Mortgage & Finance Association Australia
Best Mutual/ Specialty Lender
BDM Support
Mortgage Professional Australia
Product Diversification Opportunities
Mortgage Professional Australia
Brand Recognition
Mortgage Professional Australia
Communications, Training & Development
Mortgage Professional Australia
Credit Policy
Mortgage Professional Australia
Interest Rates
Mortgage Professional Australia
Online Platform & Services
Mortgage Professional Australia
Turnaround Times
Mortgage Professional Australia
Commision Structure
Mortgage Professional Australia
2018
Best Mutual / Specialty Lender
Mortgage & Finance Association of Australia
Best Specialist Lender
Australian Lending Awards
Best Non-Bank Lender
Australian Lending Awards
Non-Bank of the Year
Mortgage Professional Australia
BDM Support
Mortgage Professional Australia
Brand Recognition
Mortgage Professional Australia
Communications, Training & Development
Mortgage Professional Australia
Credit Policy
Mortgage Professional Australia
Online Platrform & Services
Mortgage Professional Australia
Product Diversification Opportunities
Mortgage Professional Australia
Product Range
Mortgage Professional Australia
2017
Non-Bank of the Year
Most Effective Online Presence
Best Specialist Lender
Australian Lending Awards
Best Personal Loans
Best Non-Bank BDM
2016
Best Specialty Lender
Australian Lending Awards
Best Self-Employed Lender
Australian Lending Awards
Best Specialist Lender
Non-Bank Lending Awards
2015
Best Specialist Lender
Australian Lending Awards
Best Self-Employed Lender
Australian Lending Awards
Best Self-Employed Lender
Best Investor Lender
Best Equipment & Leasing Finance Leader
Most Innovative Products
Best Customer Service
Best Broker Service
Best BDM Support
Best Lender BDM (Non-Bank) - New South Wales
Best Lender BDM (Non-Bank) - Victoria
2014
Best Specialist Lender
Best Non-Bank BDM
Best Non-Bank BDM
Best Self-Employed Lender
Best Investor Lender
Best Customer Service
Most Innovative Products
Best BDM Support
2013
Best Specialist Lender
Best Non-Bank BDM
2012
Best Non-Bank BDM
Finalist
Australian Mortgage Awards
Best Self-Employed Lender
Finalist
