Business owners explore commercial lending options
Business owners explore commercial lending options

Flexible asset finance, commercial property and SMSF loan solutions

Whether you’re a business that needs help funding your commercial property or equipment, or you’re thinking about leveraging your corporate trustee SMSF to invest in Business Real Property, we’re here to help. 

Real life loan options for your business’ property needs

From retail to warehousing, or hospitality to healthcare, our flexible approach to commercial property lending could help your business grow. Regardless of your industry, we’re here to help.

Commercial property loans

Tailored for commercial property needs

  • 1 year tax return full doc option available
  • Flexible loan terms over 1-30 years 
  • Flexible cash-out options available

 

The important legal bits

Information is correct as of 1 July 2024 and subject to change at any time.

Information provided is factual information only, and is not intended to imply any recommendation about any financial product(s) or constitute tax advice. If you require financial or tax advice you should consult a licenced financial or tax adviser.

All applications are subject to credit assessment, eligibility criteria and lending limits. Terms, conditions, fees and charges apply. 

Unlock the power of a
self-managed super fund 

Looking to put your corporate trustee self-managed super fund (SMSF) to work? Our flexible approach to SMSF lending could help you purchase Business Real Property to support your retirement strategies.

asset finance commercial loans

SMSF Business Real Property and existing Residential investment property options

  • Maximum LVR of 90% for Residential refinances and 80% for Business Real Property purchases or refinances
  • Maximum loan size of $3M for Residential refinances and $5M for Business Real Property purchases or refinances
  • Up to 30 year loan terms (with Interest Only available for up to 5 years) – no interest loading for Interest Only

The important legal bits

Information is correct as of 10 August 2026 and subject to change at any time.

Information provided is factual information only, and is not intended to imply any recommendation about any financial product(s) or constitute tax advice. It is recommended that you obtain independent financial and tax advice before making a decision.

All applications are subject to credit assessment, eligibility criteria and lending limits. Terms, conditions, fees and charges apply. SMSF lending is available to corporate trustees only. Business Real Property must remain as eligible Business Real Property for the loan term.

Discover our flexible approach to commercial asset financing.

Whether it's new machinery, a truck, bus or even a forklift, we'll help your business grow through maximising your cashflow with our asset financing.  

asset finance commercial loans

Tailored for commercial asset financing needs

 

  • Apply after just 2 years' ABN registration
  • Flexible loan terms and repayments
  • Manage cashflow with flexible balloon options

 

    

What we can help finance

  • Trailers
  • Yellow goods
  • Green goods
  • Agricultural machines
  • Business fit outs
  • Cars, caravans and bikes
  • Professional Equipment (Dental chairs, X-Ray machines, etc)
  • Commercial solar equipment
  • Tractors
  • Forklifts
  • Excavators
  • Heavy commercial transport
  • ...and much more

     

Ready to take the next step?

If you're looking for commercial vehicle finance, then you can get started online. For all other asset types, leave a message for our team below.

 
Leave your details and we'll get back to you.
 
 
We're available Monday - Friday 8am - 6pm (Sydney/Melbourne time) to talk through your commercial asset financing needs.

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Personal information is collected, used, stored and disclosed in accordance with  Pepper’s Privacy Policy. All applications are subject to credit assessment, eligibility criteria and lending limits. Terms, conditions, fees and charges apply.

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The important legal bits

Information and interest rates are valid as at 20 February 2024 and subject to change at any time. Offers and promotions may be continued, withdrawn, or changed at any time without notice. 

Get in touch with a Lending Specialist

Tell us about your situation. The more we learn, the better we can help.