Whether you’re a business that needs help funding your commercial property or equipment, or you’re thinking about leveraging your SMSF to invest in property, we’re here to help.
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Commercial Property
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Self-Managed Super Fund
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Commercial Vehicles & Assets
Real-life loan options for your business' property needs
From retail to warehousing, or hospitality to healthcare, our flexible approach to commercial property lending could help your business grow. Regardless of your industry, we're here to help.
Tailored for commercial property needs
- 1 year tax return full doc option available
- Flexible loan terms over 1-30 years
- Flexible cash-out options available
- Borrow up to 80% LVR1
- Debt consolidation, including tax debts
- Alt-doc options available
Commercial properties we can finance
- Boarding houses
- Industrial units
- Warehouses
- Medical suites
- Mixed residential and commercial-use properties
- Retail premises
- Showrooms
- Strata offices
- Vacant industrial land (paved)
1 LVR differs across loan options and documentation types.
All applications are subject to Pepper’s normal credit assessment and loan suitability criteria. Terms, conditions, fees and charges apply. Personal information is collected, used and disclosed in accordance with Pepper’s Privacy Policy.
The important legal bits
Information and interest rates are valid as at 31 October 2023 and subject to change at any time. Offers and promotions may be continued, withdrawn, or changed at any time without notice.
Unlock the power of a
self-managed super fund
Looking to put your self-managed super fund (SMSF) to work? Our flexible approach to SMSF lending could help purchase a commercial or residential investment property to grow your nest egg.
Tailored for SMSF commercial and residential investment property needs
- Maximum LVR of 80% for Residential and 75% for Commercial
- Maximum loan size of $3M (both Residential and Commercial)
- Up to 30 year loan terms (with Interest Only available for up to 5 years) – no loading for Interest Only
The important legal bits
Information is correct as of 6 June 2023 and subject to change at any time.
Information provided is factual information only, and is not intended to imply any recommendation about any financial product(s) or constitute tax advice. If you require financial or tax advice you should consult a licenced financial or tax adviser.
All applications are subject to credit assessment, eligibility criteria and lending limits. Terms, conditions, fees and charges apply.
Discover our flexible approach to commercial asset financing.
Whether it's new machinery, a truck, bus or even a forklift, we'll help your business grow through maximising your cashflow with our asset financing.
Tailored for commercial asset financing needs
- Apply after just 2 years' ABN registration
- Flexible loan terms and repayments
- Manage cashflow with flexible balloon options
What we can help finance
- Trailers
- Yellow goods
- Green goods
- Agricultural machines
- Business fit outs
- Cars, caravans and bikes
- Professional Equipment (Dental chairs, X-Ray machines, etc)
- Commercial solar equipment
- Tractors
- Forklifts
- Excavators
- Heavy commercial transport
- ...and much more
Ready to take the next step?
If you're looking for commercial vehicle finance, then you can get started online. For all other asset types, leave a message for our team below.
The important legal bits
Information and interest rates are valid as at 20 February 2024 and subject to change at any time. Offers and promotions may be continued, withdrawn, or changed at any time without notice.
