We're always trying to do better

We see feedback and complaints as valuable opportunities to improve the services we offer to customers. For more information, you can download a copy of our complaints handling policy.

Our complaints process

We pride ourselves on great, personal customer service. If we haven’t met your expectations and you’d like to lodge a complaint with us, then please reach out to us. We’ll follow our internal complaints process outlined below and do our best to make it right.

You can tell us about your complaint or concern by reaching out to us via our online form. Our team will aim to be in contact with you within one business day.

1. Let us know

If you have a complaint or concern, then your first point of contact should be to discuss this with our customer service team, who are ready to help. They’re available 8:00am to 6:00pm, Monday to Friday AEST/AEDT.

Submit your complaint online

Customer Service Team 

Pepper Money
PO Box 6186
North Sydney
NSW 2060

2. Escalate to our complaints team

If we’re unable to resolve your concern within five days, then we’ll refer your complaint to our dedicated complaints team.

You can contact the team directly by emailing customerresolutions@pepper.com.au



Customers in need of extra help and support

We recognise that everyone’s situation and needs are different.

If you are experiencing family, domestic, or elderly violence or abuse, including financial abuse, we have a specialist team who can help you manage your finances. They can be contacted on 137 377 between 8:30am to 5:30pm AEST/AEDT or you can email us at customerresolutions@pepper.com.au.

If a natural disaster (such as bushfire or floods) has impacted you, please contact us on 137 377 Australia / 0800 466 108 New Zealand between 8:30am - 5:30pm (AEST/AEDT) Monday to Friday or by email on assist@pepper.com.au to discuss options to help you manage your finances.

If you tell us you are in a vulnerable or difficult situation, we will:

  • Minimise the number of times that you need to disclose information to us about your situation;
  • If you request us to do so, refer you to specialist services;
  • Engage with you with sensitivity, dignity, compassion and respect;
  • Prioritise your safety by protecting sensitive, private and confidential information;
  • Discuss and confirm safe ways to communicate with you.
Get in touch with a Lending Specialist

Tell us about your situation. The more we learn, the better we can help.