Pepper Ireland Launches Pepper Homeloans with Suite of New Mortgage Products

Posted: 21-01-2016

A modern alternative to lending in Ireland for Residential Customers and Investors

Pepper Ireland, part of global financial services business Pepper Group, is entering the Irish mortgage market with the launch of a suite of new mortgage products and the establishment of a dedicated new lending division, “Pepper Homeloans”, the company announced today.  

The Pepper Group is a diversified and experienced global financial services business quoted on the Australian Stock Exchange. It is a highly experienced lender with a lending portfolio of over AUS $4 billion (€2.5 bn) and provides a range of mortgage and other lending products in countries such as Australia, the United Kingdom, Spain and Asia.

Pepper Ireland’s suite of mortgage products will include both residential and Buy to Let (BTL) products tailored to the needs of movers and switchers looking to trade-up, refinance or consolidate debts; self-employed people and professional workers with non-standard employment types; investors; as well as first time home buyers.


Mortgage products being launched today include:

Pepper Essential
A standard variable rate mortgage product available to residential and BTL customers with interest rates starting at 3.55%.  

Pepper Essential Plus
A residential or BTL mortgage product tailored to self-employed professionals and those with non-standard employment types, with a standard variable rate starting at 3.80%.

Pepper Advantage
An innovative new product offering flexibility for residential or BTL borrowers with a legacy credit event that’s currently causing them difficulty in obtaining finance. Standard variable rates start at 4.30%.


As of February 1st, 2016, Pepper Ireland will offer its Pepper Homeloans products through a network of accredited brokers who will engage with potential borrowers around their specific requirements.

“We’re delighted to be launching what we believe is a modern alternative for lending in Ireland, bringing more competition and choice for Irish borrowers wanting to switch their mortgage, refinance or take out their first home loan. Our flexible approach and specialist background means we will provide a more personal approach and can offer alternative options to borrowers, taking a wider view of their financial background and circumstances." Paul Doddrell, Pepper CEO in Ireland

“We also see a specific opportunity to assist self-employed professionals and help people who at some point in the past have experienced a minor credit event, but are now back on a stable footing and need assistance to enter the property market, move house or switch from their current loan provider.”

Pepper Ireland was established in 2012, as a leading servicer of third-party loan portfolios, asset management and advisory services. The company already employs 400 people in Shannon and Dublin, and currently has over €14bn of assets under management in Ireland.

Patrick Tuttle, Co-Group CEO of Pepper Group, said: “In 2012 we highlighted our long term ambition to leverage our lending expertise in the Irish market. Economic conditions have improved considerably since then and at the same time we have firmly established our operations in Ireland, where I’m happy to say we currently employ 400 people. We believe the time is now right for us to expand our services into lending and that in Ireland there is a considerable need for innovative new products that address the specific needs of Irish customers and the Irish mortgage market.”


For further information please contact:
Ben Valdimarsson, ReputationInc
Tel: +353(0)14120500 | Mob: +353(0)861735123

Sinead Moore, ReputationInc
Tel: +353(0)14120500 | Mob: +353(0)863751004

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