Pepper Money celebrates eighth consecutive win as MFAA Specialty Lender of the Year
This award means a great deal to us because it’s voted by our valued partners and the wider industry,” said Mario Rehayem, CEO of Pepper Money. “It’s a reflection of the trust we’ve built, the consistency we deliver, and our ability to listen, adapt, and act on what brokers need to succeed.
Specialist lending supports borrowers with unique financial situations such as self-employed clients, or those with complex income or credit histories.
“We’ve built a credit policy that’s designed for real life, not just ideal scenarios. Specialist lending is not just about providing loans; it's about creating financial inclusion and fostering a customer for life.”
Industry reporting shows that Pepper Money continues to convert at a higher rate than any other non-bank. In CY2024, over 6,000 mortgage brokers and asset finance introducers lodged an application with the award-winning non-bank, and over 5,000 new broker and introducers were accredited with Pepper Money.
“Our strength lies in our ability to meet people where they are, providing helpful loan options,” added Rehayem. “That’s why brokers continue to choose us as their first-choice non-bank, because we help them convert the deal into a yes, and ultimately a winning experience for their clients. This not only increases their business volume but also enhances their reputation as a versatile and resourceful broker.”
Pepper Money’s broker and introducer first approach includes co-designed tools and continuous feedback through its Broker Research Hub. Standout innovations include:
- Pepper Product Selector (PPS): matches applications to loan options in minutes
- Real-time asset finance payments: accelerating speed to yes, driving repeat, referral and reviews
- Alt-Doc Xpress: a market first digital alt doc workflow that enhances the application process for brokers, accountants, and the client
- Cascading Credit Model: boosts approval certainty and conversion
In 2025, Pepper Money’s industry recognition also includes:
- Best Near Prime, Investor, and Equipment & Asset Finance Loans (The Adviser)
- Non-Conforming Lender of the Year and Best for Self-Employed Buyers (WeMoney)
- 5 Star Mortgage Innovator (Australian Broker)
“Brokers are voting with their feet, opting for Pepper Money because we’re a brand they can trust; we deliver consistent credit decisions across a range of innovative products and we deliver an exceptional customer experience pre- and post- settlement,” he said.
To date we’ve helped over half a million borrowers in unique situations with our range of Prime, Near Prime, and Specialist loan options. We appreciate every broker, introducer, aggregator, and partner who chooses to work with us. Your support drives us forward, and we’re truly grateful.
As Pepper Money celebrates this accolade, the focus remains on what’s next: continuing to lead in specialty lending, deepening broker relationships, and helping more Australians to succeed.
Media Enquiries
Melissa Fanous
Pepper Money
Senior Marketing Communications Manager
mfanous@pepper.com.au
0412 033 103
