Ready to get things started?

Find out your indicative interest rate and estimated repaymentsˇ, or even apply online – all from the comfort of your couch.

So tell us, how's your home loan journey coming along?

What's my interest rate?

Understand what indicative interest rate you may be eligible for. It'll only take a few minutes and won't impact your credit score.

We'll ask about your property, deposit and a few personal details.

 

Apply for your home loan

In less than 20 minutes, eligible customers with a PAYG income can apply online to refinance or purchase a new property.

If you're self-employed, then submit an online enquiry or call our team on 137 377.

 

Need a helping hand?

Talk to a real person about your home loan options. Simply request a call back with a Pepper Money home loan expert. We'll aim to get back to you within 1 business day.

Request a call back

How much can I borrow?

If you’re not ready to jump into interest rates just yet, then a first step could be working out how much you might be able to borrow with us. This is based on your income and expenses.

How much can I borrow?

Continue my application

Already started applying for your home loan with us? Great news, you can pick-up where you left off at a time that suits you. 

Continue my application

Get your home loan rate

What's my interest rate?

In less than 5 minutes, find out your indicative interest rate and estimated repaymentsˇ. Best yet, it won’t impact your credit score. 
Apply for a Pepper Money home loan

I'm ready to apply

In less than 20 minutes, eligible customers with a PAYG income can apply online to refinance or purchase a new property.

      

Whatever stage of the home loan journey you're at, we could help

Resume your home loan application

Calculate my borrowing power

If you’re not ready to jump into interest rates just yet, a first step could be working out how much you may be able to borrow with us. This is based on your income and expenses.
Enquire for a Pepper Money home loan

Talk to a real person about my options

Simply request a call back from a Pepper Money home loan expert. We’ll aim to get back to you within one business day.

Resume your home loan application

Resume My Application

Already started applying for your home loan with us? Great news, you can pick-up where you left off at a time that suits you.
 

Important information

ˇAn indicative interest rate and estimated repayments is not a formal approval for a loan and financial commitments must not be entered into based on it. It is not a suggestion or recommendation of any particular loan product. It is a guide only based on the limited information provided and the credit score obtained. The actual interest rate and fees will depend on the borrower’s circumstances and the information verified during the loan application assessment.

Get in touch with a Lending Specialist

Tell us about your situation. The more we learn, the better we can help.