Graduates join the Pepper Money Graduate Program
Graduates join the Pepper Money Graduate Program

The Pepper Money Graduate Program

Kick-start your career with Pepper Money!

We’ve always been committed to investing in our people. From our humble beginnings in the early 2000s, we’ve grown immensely – yet retained a focus on developing our talented staff and providing rewarding career opportunities.

Our graduate program runs in Q1 and Q3 each year and provides graduating students with the opportunity to be a part of a great team with a rich culture; collaborating on projects across our business in Australia and New Zealand.

So - what are your waiting for? Discover why Pepper Money is the best foundation for your career. Just choose your stream, answer a few questions and we’ll be in touch.

Sowing the seeds for a rewarding career

You’ll rotate through different roles in your chosen stream, gaining broad experience across the industry and life at one of Australia’s largest non-bank lenders. While you’ll be focused on projects within your stream, you’ll see their real-world impact across our whole business.

What life looks like at Pepper Money

Pepper Money Graduate Program - Challenging work

Challenging Work

  • You’ll have the ability to own your work as we provide you with projects that are of strategic significance for Pepper Money

  • You’ll be expected to drive and work collaboratively with other team members to achieve great outcomes
Pepper Money Graduate Program - Opportunity


  • Exposure to senior team members and leadership/executive team

  • You’ll take ownership of business-wide projects and initiatives and see their real-world impact
  • We offer a competitive starting salary
  • After 12 months, there’s potential for a permanent role
Pepper Money Graduate Program - Exposure & support

Exposure and support

  • You’ll get exposure to our executive and leadership team and the chance to collaborate with colleagues across the business

  • You’ll learn about the finance industry and alternative lending
  • We’re committed to your growth and will place you with supportive managers and mentors

Why you’ll love working with us

Working with Pepper Money - Fast, agile and growing pace
We’re fast, agile and growing at pace. It’s time to make your mark.
Working with Pepper Money - Work with senior leaders
Gain exposure to senior leadership and executive from day one.
Working with Pepper Money - Get competive salary & benefits
You’ll get a competitive salary with a host of great benefits.
Working with Pepper Money - Mentor programs
Access to structured mentor programs
Working with Pepper Money - Embrace your creativity and entrepreneurism
We’ll embrace your creativity and entrepreneurism.
Working with Pepper Money - Leadership opportunities
There’s development and learning opportunities around every corner.

Who’s the program for?

To apply for the graduate program, you’ll be in the final year of your undergraduate or post-grad degree, or you’ll have finished your studies in the last 12 months.

We’re just as interested in your co-curricular experience as we are your educational merits and professional work. We’re looking for candidates with a spark for leadership, the drive to make a difference and the ambition to make a change.

We welcome applicants from a wide range of disciplines and degrees. Likewise, we’re excited to meet applicants from all backgrounds and walks of life.

What’s the process?

Pepper Money Graduate Program - Application


Choose your stream and submit your online application, including your video submission.
Pepper Money Graduate Program - First round session

First round

We kick-off the process with a team building session where we’ll get to know you in a casual atmosphere.
Pepper Money Graduate Program - Second round session

Second round

You’ll meet with our team and a manager for a more traditional face-to-face interview.
Pepper Money Graduate Program - Offer


That’s it! Successful applicants will be invited to join the Pepper Money family.


Passionate about creating user-centric digital experiences?
This might be the challenge you’ve been waiting for.

Two men learning about home loan jargon

Technology is at the centre of everything we do at Pepper Money. From supporting our infrastructure to building out new ways of working, supporting our customers and ensuring we deliver a great experience every time.

Pepper Money's Technology team offers an inclusive, agile, and innovative environment where you’ll be inspired to think on your feet, outside the box and look for better ways to do things every time.

What you will be involved in:

  • Find innovative solutions to real life problems
  • Work on new technology projects and process automation
  • Analyse and improve business systems and processes
  • Work with the business to build agile, stable / secure technology environments
  • Work on security controls including cyber security / intrusion prevention
  • Create and implement solution design
  • Cloud transitions and transformations
  • Technical programming
  • Reporting & Analytics


Ideally, you'll have studied:

  • Applied Science
  • Mathematics
  • Computer Engineering
  • Digital Technology
  • Programming
  • Robotics
  • Business Information Systems
  • Computer Science
  • Information Technology
  • Software Engineering


Where you'll be working:

  • North Sydney
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