Budget Planner Calculator
Wondering how much money is left over each month? Our Budget Planner looks at your income and expenses, giving you a quick snapshot of your weekly, monthly or annual budget and saving potential.
You can also find out your indicative rateˇ in less than 5 minutes.
Won’t impact your credit score
Ready to take the next step?
What other home buyers are asking about budget planning
There's no point re-inventing the wheel. Here's what other savvy home buyers are frequently asking us. If you're still stuck for help, then why not check out all of our home loan FAQs.
A budget planner calculator helps you understand where your money’s going. It shows you how much you earn, spend and save – giving you a clearer picture of your finances. It’s a handy tool if you’re planning for a home loan or working towards other financial goals.
Using a budget planner gives you confidence in what you can afford. It helps you see if you’re ready to take on loan repayments, save regularly and cover other costs. That way, you’re better prepared when it’s time to apply.
You’ll need details about your income, regular expenses, savings and any debt. This includes things like rent, groceries, transport, insurance and entertainment - basically anything you spend money on.
Absolutely. A budget planner can highlight areas where you might cut back, helping you save more money for your home loan deposit. It’s a simple way to stay focused on your savings goal.
It’s a good idea to check in regularly – especially if your income or expenses change. Keeping your budget up to date helps you stay on track and make smarter financial decisions.
Not at all. Using a budget planner is just for you – it doesn’t impact your credit score. It’s a personal tool to help you manage your money and plan ahead with confidence.
Home loan calculators
Let’s crunch those numbers. Our calculators are here to help you along your home buying journey. From working out stamp duty to helping you calculate your borrowing power or repayments.
Borrowing Power
Interest Rate Calculator
Mortgage Repayments
Savings Goals
Need some help with your budget?
From budgeting advice to tips to help your savings go that bit further, our resources have it all.
Important Information
Information provided is factual information only, and is not intended to imply any recommendation about any financial product(s) or constitute tax advice. All applications are subject to credit assessment, loan eligibility and lending limits. Terms, conditions, fees and charges apply. If you require financial or tax advice you should consult a licensed financial or tax adviser.
*The results of the budget planner calculator are based on information you have provided and the assumptions in the calculator (See 'About this calculator') and is to be used as a guide only. Calculator by Widgetworks. Calculator by Widget Works.
ˇ An indicative interest rate and estimated repayments are not a formal approval for a loan, so don’t enter any financial commitments based on it. They are a guide only, based on the basic information you provide and the credit score we obtain for the primary application and is not a suggestion or recommendation of any loan product.
