Pepper Money home loan fee summary [Infographic]
While the home buying journey is an exciting one, it is also important to be aware of all the fees associated with your home loan application so that you can put some money aside to cover these expenses and be prepared.
The following infographic outlines the fees payable on a Pepper Money Home Loan.
Administrative costs
Establishment Fee
Required as part of the application process on all new loans, including refinancing existing Pepper Money loans. The establishment fee includes a valuation.
Valuation Fee
If a valuation is ordered by Pepper Money it’s included as part of the establishment fee.
Title Protection Fee
A one-off, non–refundable payment protects the lender against loss caused by legal matters relating to the title of the property.
Legal Fee
Covers the cost of solicitors used by Pepper Money in all the legal matters for home loan contracts and settlement.
Settlement and ongoing fees of your loan
Monthly Administration Fee
A monthly fee for administering the loan and is payable in arrears on the same day each month as the settlement date.
Lender Protection Fee
A one-off non-refundable fee used to offset the risk associated with loans of a higher Loan to Value Ratio (LVR). It protects lenders against the unfortunate event of a defaulted loan.
Discharge Administration Fee
A fee you pay when you discharge the loan agreement early.
Keen to print or keep hold of this information? You can download the PDF version of this infographic. And if you’re interested in learning more about our home loan fees, then visit our Pepper Home Loans Fees: Fact Sheet.
We're here to help
If you’d like to know more about our home loan fees, then visit our Pepper Home Loans Fees: Fact Sheet.
To find out which Pepper Money home loan product could work for you, or if you just have some questions you’d like answered around our fees and charges, speak to a Lending Specialist on 137 377. We have a variety of flexible home loan solutions whether you’re looking to refinance, buy your first home or add a new property to your portfolio.
Contributor | Dianne Wassouf, Head of Customer Solutions
Dianne joined Pepper in 2012 and is now responsible for all Customer Service and Resolutions post settlement teams across Australia and Manila. Her expertise focuses on customer solutions and assistance and has equipped her with a deep understanding of client relations and service excellence.
Published by Pepper Money. Read our Editorial Policy to learn how we create and review content.
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Information provided is factual information only and is not intended to imply any recommendation about any financial product(s) or constitute tax advice. If you require financial or tax advice you should consult a licensed financial or tax adviser.
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Pepper Money Limited ABN 55 094 317 665; AFSL and Australian Credit Licence 286655 (“Pepper”). All rights reserved. Pepper is the servicer of home loans provided by Pepper Finance Corporation Limited ABN 51 094 317 647. Pepper Asset Finance Pty Limited ACN 165 183 317 Australian Credit Licence 458899 is the credit provider for asset finance loans.
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