Borrowing Power Calculator

A great first step is to work out how much you may be able to borrow with us. We’ll look at your income and expenses to work out your rough borrowing estimate*.  

Personal Loan Repayment Calculator
Pepper Money Personal Loan Interest Rate

Ready to take the next step?

In less than five minutes, find out what indicative interest rateˇ you might be eligible for.

  Won’t impact your credit score

Ready to take the next step?

In less than five minutes, find out what indicative interest rate you might be eligible for.

Let's crunch those numbers

Our calculators are here to help you along your home buying journey. From working out stamp duty to helping reach those savings targets. 

Interest Rate Calculator

Interest Rate Calculator

Find out your indicative rateˇ  with just a few personal details. It won't impact your credit score.
Stamp duty calculator

Stamp Duty

Work out how much stamp duty you may need to pay in each state or territory across Australia.
Mortgage repayment calculator

Mortgage Repayments

Work out your mortgage repayments and interest payable over the life of the loan.
Savings and term deposit calculator

Savings Goals

Find out how much you could save with a savings account or term deposit.

Important information

Information provided is factual information only, and is not intended to imply any recommendation about any financial product(s) or constitute tax advice. All applications are subject to credit assessment, loan eligibility and lending limits. Terms, conditions, fees and charges apply. If you require financial or tax advice you should consult a licensed financial or tax adviser

* The results of the borrowing power calculator are based on information you have provided and is to be used as a guide only. The output of the calculator is subject to the assumptions provided in the calculator (see 'about this calculator') and are subject to change. It does not constitute a quote, pre-qualification, approval for credit or an offer for credit and you should not enter commitments based on it. The interest rates do not reflect true interest rates and the formula used for the purpose of calculating estimated borrowing power is based on the assumption that interest rates remain constant for the chosen loan term. Your borrowing power amount will be different if a full application is submitted and we complete responsible lending assessment. The results in the calculator do not take into account loan setup or establishment fees nor government, statutory or lenders fees, which may be applicable from time to time. Calculator by Widget Works.

ˇ An indicative interest rate and estimated repayments are not a formal approval for a loan, so don’t enter any financial commitments based on it. They are a guide only, based on the basic information you provide and the credit score we obtain for the primary application and is not a suggestion or recommendation of any loan product.

Get in touch with a Lending Specialist

Tell us about your situation. The more we learn, the better we can help.