How do I discharge from a Pepper Money home loan?

couple thinking of discharging their Pepper home loan
If you’re thinking of making a change, talk to us first about your options – we’ll see if we can save you time and money before you make a decision. We're here to help.


What's the discharge process

To discharge your loan
To discharge your loan in full, you will first need to complete and sign a Full Discharge Authority form and return it via email or post. Simply give us a call to request this form.
Full Discharge Authority
Once the Full Discharge Authority form has been completed in full and submitted to us, there are a number of steps we must carry out to finalise and process your request. After this, we’ll be in touch to confirm we've instructed our solicitor and provide the details you will need to co-ordinate settlement with them.

If you’re not discharging all properties attached to your loan, or you’re not paying out your loan in full, contact us to discuss your eligibility for a Partial Discharge.

Send forms via:

PO Box 244 Parramatta CBD NSW 2124

Thinking about changing lenders? Chat with us first.

Changing lenders

If you’re thinking of making a change, talk to us first about your options – we’ll see if we can save you time and money before you make a decision.

Get in touch with us today by calling us on 137 377. We're here to help.

Information provided is factual information only and is not intended to imply any recommendation about any financial product(s) or constitute tax advice. If you require financial or tax advice you should consult a licensed financial or tax adviser.

All applications are subject to credit assessment, eligibility criteria and lending limits. Terms, conditions, fees and charges apply. 

The results of the borrowing power calculator are based on information you have provided and is to be used as a guide only. The output of the calculator is subject to the assumptions provided in the calculator (see 'about this calculator') and are subject to change. It does not constitute a quote, pre-qualification, approval for credit or an offer for credit and you should not enter commitments based on it. The interest rates do not reflect true interest rates and the formula used for the purpose of calculating estimated borrowing power is based on the assumption that interest rates remain constant for the chosen loan term. Your borrowing power amount will be different if a full application is submitted and we complete responsible lending assessment. The results in the calculator do not take into account loan setup or establishment fees nor government, statutory or lenders fees, which may be applicable from time to time. Calculator by Widgetworks.

Pepper Money Personal Loans is a brand of Pepper Money Limited. Credit is provided by Now Finance Group Pty Ltd, Australian Credit Licence Number 425142 as agent for NF Finco 2 Pty Limited ACN 164 213 030. Personal information for Pepper Money Personal Loans is collected, used and disclosed in accordance with Pepper’s Privacy Policy & the credit provider’s Privacy Policy.

Pepper Money Limited ABN 55 094 317 665; AFSL 286655; Australian Credit Licence 286655 (“Pepper”). All rights reserved. Pepper is the servicer of home loans provided by Pepper Finance Corporation Limited ABN 51 094 317 647. Pepper Asset Finance Pty Limited ACN 165 183 317 Australian Credit Licence 458899 is the credit provider for asset finance loans.

Pepper and the Pepper Money logo are registered trademarks of Pepper Group Assets (Australia) Pty Limited and are used under licence.

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