What business assets can Pepper Money help you finance?

business assets that Pepper Money can help you finance

In order to grow and run efficiently, many businesses need to purchase a vehicle or other forms of business equipment. But if you don’t have the required funds then financing could be an option for your business.

We understand that for your business to stay competitive, investing in the right equipment can be crucial. The following article offers a general overview of our commercial financing options that could help your business succeed. 

What we can fund:

1. Commercial motor vehicles

Having the right type of transport can save you time and make all the difference during busy periods. It could also benefit the bottom line of your business through tax deductions, so it could be a good idea to speak to a qualified tax professional to see if you may be able to  claim for the interest you pay, or the depreciation of your vehicle. 

2. Commercial business equipment

Beyond providing options to assist with your commercial transport needs, we also offer financing for businesses that require access to heavy machinery, and a wide range of other business equipment. These include:

  • Yellow goods: If your business needs high-quality heavy machinery like excavators, bobcats, tractors, forklifts, and everything in between, our range of finance options and flexibility could make a good fit for your business.
  • Technology: Computers, 3D printers and even solar equipment – today’s advanced technology means technical or computing equipment can become obsolete very quickly, so the costs to stay ahead of the curve quickly add up. We can help you obtain top-of-the-range hardware and software to help meet the changing needs of your business.
  • Business equipment:  It’s not just the heavy goods that you need to think about. No matter what industry you’re in, you’ll need to purchase office equipment, and possibly safety gear, event-specific equipment, and all sorts of other tools. Financing your business equipment can take the stress out of the costs of setting up shop, or expanding your business at a later stage.

Pepper Asset Finance options:

We offer a range of financing options to suit almost every business's situation:

1. Commercial loan:

Also known as Chattel Mortgage, this can provide a loan for you to purchase an asset. We’ll retain the asset as a security until the loan is paid off. 

2. Finance lease:

This is when we purchase the business assets on your behalf. We’ll then lease it back for an agreed price over a certain period.

3. Novated lease:

A novated lease is a three-way agreement between an employee, employer and lender. In this case, the employee takes up a financial lease (as above) with the lender, and the employer will make the lease payment on behalf of the employees.

We’re here to help

Whether you're looking to fund your business by investing in a commercial vehicle, heavy machinery or office equipment, you can always get in touch with one of our Lending Specialists on 137 377 and see which loan might work for you. Alternatively, contact your Pepper Money broker or enquire online.


Information provided is factual information only and is not intended to imply any recommendation about any financial product(s) or constitute tax advice. If you require financial or tax advice you should consult a licensed financial or tax adviser.

All applications are subject to credit assessment, eligibility criteria and lending limits. Terms, conditions, fees and charges apply. 

The results of the borrowing power calculator are based on information you have provided and is to be used as a guide only. The output of the calculator is subject to the assumptions provided in the calculator (see 'about this calculator') and are subject to change. It does not constitute a quote, pre-qualification, approval for credit or an offer for credit and you should not enter commitments based on it. The interest rates do not reflect true interest rates and the formula used for the purpose of calculating estimated borrowing power is based on the assumption that interest rates remain constant for the chosen loan term. Your borrowing power amount will be different if a full application is submitted and we complete responsible lending assessment. The results in the calculator do not take into account loan setup or establishment fees nor government, statutory or lenders fees, which may be applicable from time to time. Calculator by Widgetworks.

Pepper Money Personal Loans is a brand of Pepper Money Limited. Credit is provided by Now Finance Group Pty Ltd, Australian Credit Licence Number 425142 as agent for NF Finco 2 Pty Limited ACN 164 213 030. Personal information for Pepper Money Personal Loans is collected, used and disclosed in accordance with Pepper’s Privacy Policy & the credit provider’s Privacy Policy.

Pepper Money Limited ABN 55 094 317 665; AFSL 286655; Australian Credit Licence 286655 (“Pepper”). All rights reserved. Pepper is the servicer of home loans provided by Pepper Finance Corporation Limited ABN 51 094 317 647. Pepper Asset Finance Pty Limited ACN 165 183 317 Australian Credit Licence 458899 is the credit provider for asset finance loans.

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