Family explores home loan options
Family explores home loan options

Need fresh loan options? You're in the right place.

28 June 2024
28 June 2024
Pepper Money wins Non-bank of the Year
Pepper Money wins Non-bank of the Year
Pepper Money home loans trio

Home Loans

We're the home of flexible home loan options. We look beyond your credit score to get to know the real you. 

Car loan and financing from Pepper Money

Car Loans

With flexible options to manage your repayments, low fees and bonuses for Electric Vehicle (EV) drivers, our car loan options make it easier to get on the road.

Pepper Money personal lending trio

Personal Lending

From caravans to consolidating debt, our loan options can help you realise your ambitions.

We're here to help you succeed


  • We look beyond your credit score
  • Talk to real people about your needs 
  • We find real-life loan solutions


Customer Support Hub

Get the most out of your existing home loan and find out how we can help during tough times.

Customer Stories

Learn about the unique experiences of our real life customers, and how we've helped them succeed.


Our Product Reviews

Family celebrating in their new home

What our customers think about us


from 1,275 reviews

Great ongoing service

I have been a Home loan customer of Pepper Money for sometime now and one of the things I really like about Pepper is that over the last few years they have worked with me to keep my interest rate competitive. Great customer service!

Michael, Adelaide
Made life easy!

The entire relationship was perfect, the loan was sanctioned Just in time. Documentation was not fussy, and straightforward. Costs were as per the market standard, and though I was worried about the due date for settlement, the process was good and done prior to the deadline.

James, Melbourne
Home loan heaven

Every time I had to deal with Pepper Money was a pleasant experience. Nothing was too difficult and the people I spoke with were friendly, easy to deal with and professional.

Noeleen, Western Australia
When the struggle is lifted finally

We had had been refused and knocked back by our big 4 lender several times and even mortgage brokers were reluctant to help us. We never once said we were perfect and new we had some past credit issues but they shouldn't have held us back from reaching our financial goal.

Jarrod, Goulburn Valley
Best phone call I made all year

I called up to change my address and ask a couple of admin questions and ended up speaking to a mortgage specialist called Mile who was informed, to the point and exhibited exemplary customer service.

Lisa, Sydney
Fantastic to deal with made everything so easy

Extremely satisfied with all there help and service great customer service always keeping me informed with what was going on with loan process will be recommending to all family and friends.

Pino, Victoria
Thank you for giving me a chance to have a home for my kids

Excellent customer service. Very grateful to ge customer of pepper. Was given a chance of getting a house loan when other banks would not even look at you been a single mum.

Olena, Perth
Get in touch with a Lending Specialist

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